When we think of “family planning,” we don’t usually consider making changes to insurance benefits proactively. We think this is a rookie mistake. If your response is, ”But I thought insurance benefits provide coverage for medical appointments and care related to pregnancy, labor and delivery?” Yes, that’s true, but did you know that many types of insurance also cover additional support services for perinatal care? What about other benefits that provide tax-advantaged savings? Or insurance policies that serve as a salary replacement in the event of an unexpected medical crisis?